Seeding Phase — Invite OnlyRET Assets is currently completing registration and compliance onboarding. Portal access and the property catalogue are rolling out in stages. Seed participants receive access by invitation.

RET Portfolio Integration Framework

A hybrid digital–physical real estate framework connecting tokenized property assets across the UAE to compliant investor networks globally

1.Overview

The RET Portfolio Integration establishes a hybrid digital–physical real estate framework connecting tokenized property assets across the UAE to compliant investor networks globally. It enables:

Fractionalized Ownership

Divide property assets into tradeable RET tokens

Yield-Backed Liquidity

Real estate yields provide underlying value

Cross-Border Accessibility

Global investors can participate seamlessly

Valuation Integrity

Maintains UAE's real estate safe-haven ecosystem standards

2.Jurisdictional Foundation: UAE as the Reference Valuation Zone

The UAE serves as the reference jurisdiction for valuation and compliance due to:

💵Stable Monetary Regime

  • •AED–USD peg
  • •0% capital gains tax
  • •Predictable currency environment

⚖️Robust Property Law

  • •Dubai Land Department (DLD)
  • •RERA (Real Estate Regulatory Agency)
  • •Strong enforcement framework

🏗️Transparent Developer Licensing

  • •Emaar, Damac, Nakheel
  • •Sobha, Ellington
  • •Verified developer network

🛡️High Investor Confidence

  • •Safe-haven appeal
  • •Geopolitical neutrality
  • •Permanent residency programs

Valuation Reference Model

RET-anchored assets derive baseline valuation from DLD appraisals, market comparables, and developer pricing matrices. Ready properties (completed and registered) are tokenized at verified title values. Offline or under-construction properties (developer-escrowed) use progress-based token release aligned with project milestones.

3.Developer-Linked Asset Classification

Class A

Ready Properties

On-Chain Class A Assets

  • ✓Fully registered under DLD or Abu Dhabi Municipality
  • ✓Tokenized 1:1 with ownership certificates
  • ✓Backed by liquidity from RET–USDC or RET–ETH pairs
  • ✓Yield derived from rental income or resale appreciation

Eligible Developers:

EmaarSobha RealtySelect GroupDamac

Class B

Offline Properties

Escrow-Class B Assets

  • ✓Pre-launch or under-construction developments
  • ✓Integrated via developer escrow accounts under RERA supervision
  • ✓Token issuance is staged: each construction milestone releases additional RET-backed fractions
  • ✓Offers early access price advantage, increasing yield potential upon handover

4.Cross-Border Integration and Safe-Haven Flow

🌐Cross-Border Architecture

  • •RET smart contract integrates KYC-verified investor registry enabling global participation
  • •Token ownership transferable through Ethereum-compatible wallets (MetaMask, Coinbase Wallet, etc.)
  • •Cross-chain interoperability (Ethereum ↔ Avalanche ↔ Polygon) enables low-cost settlement
  • •Multi-currency pairing (RET/USDC, RET/ETH, RET/AEDt)

🛡️Safe Haven Advantage

UAE's pro-freehold ownership and repatriation of profits policy allows global investors to:

Secure Exposure

Tokenized UAE property

Liquidity Options

DEX or on-platform swaps

Diversified Baskets

Dubai, Abu Dhabi, Sharjah

Global Access

Cross-border participation

5.Integration with Institutional and Retail Ecosystems

🏢Institutional Integration

  • •Developers onboard RET as alternative funding rails for project finance
  • •Banks and escrow agents validate property contracts and issue digital certificates
  • •RET's valuation data integrated via Oracle feeds (TwelveData, Groq AI) for real-time NAV tracking

📱Retail Integration

  • •Users access RET portfolio through RET App (iOS/Android)
  • •View tokenized holdings and stake or redeem RET for property utility
  • •Track developer-specific projects and yields
  • •WalletConnect and SumSub KYC modules ensure cross-border compliance

6.Governance and Compliance

🔐KYC/AML Protocols

Through SumSub or similar provider ensuring verified investor identity

⚡Smart Contract Compliance

Registry under DIFC or ADGM sandbox for asset-backed tokens

📊Audit Layer

Quarterly valuation attestation by third-party real estate consultants

7.Strategic Advantage

🏛️

Asset-Backed Credibility

Regulated UAE developers provide underlying value and trust

🔗

Fractional Ownership

Bridging on-chain liquidity with off-chain value

🌍

Cross-Border Simplicity

Global investors can hold, trade, or redeem RET with real-world backing

🛡️

Safe-Haven Trust

Reinforcing capital preservation and growth through UAE jurisdiction

🔧How RET Utility Wallet Works

Learn how RET Utility Wallet differs from typical crypto wallets with integrated KYC, RWA backing, and governance features.

Learn More About Investing →
🔐

Integrated KYC

Verified identity compliance

🏠

RWA Backing

Real-world asset tokenization

⚖️

Governance Features

Participatory decision-making

RET
REAL ESTATE TOKEN
Portfolio Integration
In Process...
RET
REAL ESTATE TOKEN
Portfolio Integration
In Process...
RET
REAL ESTATE TOKEN
Portfolio Integration
In Process...
RET
REAL ESTATE TOKEN
Portfolio Integration
In Process...
RET
REAL ESTATE TOKEN
Portfolio Integration
In Process...
RET
REAL ESTATE TOKEN
Portfolio Integration
In Process...